Privacy Notice

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LendingPoint LLC Privacy Policy

Rev. August 2023
FACTSWHAT DOES LENDINGPOINT LLC DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account Balances
  • Payment History and Credit Scores
  • Credit History and Transaction History
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LendingPoint LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes LendingPoint LLC Share?Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes— to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes— information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes— information about your creditworthinessNoWe don’t share
For our affiliates to market to youNoWe don’t share
For nonaffiliates to market to youNoWe don’t share

Questions?

Call (888) 969-0959 or go to www.lendingpoint.com
Who we are
Who is providing this notice?LendingPoint LLC, LendingPoint Funding | 2017-LLC, LendingPoint 2018-1 SPE Trust, LendingPoint 2018 Funding Trust, LendingPoint 2019-1 Asset Securitization Trust, LendingPoint 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, LendingPoint 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust.
What We Do
How does LendingPoint LLC protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LendingPoint LLC collect my personal information?We collect your personal information, for example, when you
  • Apply for a loan or provide employment information
  • Give us your account information or tell us where to send money
  • Give us your income information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • LendingPoint LLC, LendingPoint Funding I 2017-LLC, LendingPoint 2018-1 SPE Trust, LendingPoint 2018 Funding Trust, LendingPoint 2019-1 Asset Securitization Trust, LendingPoint 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, LendingPoint 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • LendingPoint LLC does not share with nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • LendingPoint LLC’s joint marketing partners include banks, home improvement finance, credit card companies and other consumer and commercial finance companies.
Other Important Information
Notice to Texas Residents: For questions or complaints about this loan, contact LendingPoint LLC at (888) 969-0959 or at customerservice@lendingpoint.com. LendingPoint LLC is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting LendingPoint, consumers can contact the OCCC to file a complaint or as a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumercomplaints@occc.texas.gov.

FinWise Bank Privacy Policy

REV. January 2025
FactsWhat Does FinWise Bank Do with Your Personal Information?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances, payment and transaction history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FinWise Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes FinWise Bank share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureauYesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – information about your creditworthinessNoWe don’t share
For our affiliates to market to youNoWe don’t share
For nonaffiliates to market to youNoWe don’t share

Questions?

Call (833) 346-9473 or go to www.finwise.bank
Who we are
Who is providing this notice?FinWise Bank
What We Do
How does FinWise Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. FinWise Bank’s policy is such that access to confidential information is provided only to those employees who need to know such information to administer your account(s).
How does FinWise Bank collect my personal information?We collect your personal information, for example, when you:
  • Open an account, make deposits or withdrawals from your account
  • Apply for a loan or pay your bills
  • Give us your contact information, employment history or income information
  • Make a wire transfer or use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes – information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. (See below for more on your rights under state law.)
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with a Holding Company interest in the Bank, our Holding Company is “FinWise Bancorp”.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • FinWise Bank does not share with nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include financial service providers, such as online lending platforms.
Other Important Information
Nevada ResidentsWe are providing this notice pursuant to state law. You may be placed on our internal Do Not Call List by contacting us at (833) 346-9473, getintouch@finwisebank.com, or FinWise Bank, 756 E Winchester Street: Suite 100, Murray, UT 84107. For more information, visit www.finwise.bank or call (833) 346-9473. If you would like more information regarding this Nevada law, contact: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St. Suite 3900, Las Vegas, NV 89101; (702) 486-3132; aginfo@ag.nv.gov
State LawsDepending upon where you live, you may have additional privacy protections under some state laws. We comply with applicable state laws before sharing non-public information about you.

Coastal Community Bank Privacy Policy

Rev. June 2024
FactsWhat Does Coastal Community Bank Do with Your Personal Information?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Coastal Community Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Coastal Community Bank share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureau.YesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesNoWe don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiencesNoWe don’t share
For our affiliates’ everyday business purposes – information about your creditworthinessNoWe don’t share
For nonaffiliates to market to youNoWe don’t share

Questions?

Call (425) 257-9000 or go to www.coastalbank.com or email privacy@coastalbank.com
What We Do
How does Coastal Community Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our Customer Information privacy policy serves as a standard for all Coastal Community bank employees for collection, use, retention and security of individual customer information.
How does Coastal Community Bank collect my personal information?We collect your personal information, for example, when you
  • Open an account or pay your bills
  • Apply for a loan or make deposits or withdrawals from your account
  • Provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Coastal Community Bank does not share with affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Coastal Community Bank does not share with nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Coastal Community Bank doesn’t jointly market.

LendingPoint Privacy Policy for Vermont Residents

Rev. August 2021
FactsWHAT DOES LendingPoint LLC DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account Balances
  • Payment History and Credit Scores
  • Credit History and Transaction History
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LendingPoint LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Lendingpoint LLC Share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – information about your creditworthinessNoWe don’t share
For our affiliates to market to youNoWe don’t share
For nonaffiliates to market to youNoWe don’t share

Questions?

Call (888) 969-0959 or go to www.lendingpoint.com
Who we are
Who is providing this notice?LendingPoint LLC, LendingPoint Funding | 2017-LLC, LendingPoint 2018-1 SPE Trust, LendingPoint 2018 Funding Trust, LendingPoint 2019-1 Asset Securitization Trust, LendingPoint 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, LendingPoint 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust.
What We Do
How does LendingPoint LLC protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LendingPoint LLC collect my personal information?We collect your personal information, for example, when you
  • Apply for a loan or provide employment information
  • Give us your income info or give us your account information
  • Tell us where to send money
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • LendingPoint LLC, LendingPoint Funding I 2017-LLC, LendingPoint 2018-1 SPE Trust, LendingPoint 2018 Funding Trust, LendingPoint 2019-1 Asset Securitization Trust, LendingPoint 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, LendingPoint 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfi nancial companies.
  • LendingPoint LLC does not share with nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffi liated financial companies that together market financial products or services to you.
  • LendingPoint LLC’s joint marketing partners include banks, home improvement finance, credit card companies and other consumer and commercial finance companies
Other Important Information
This privacy notice only applies to residents of Vermont. We will not disclose nonpublic personal financial information about you to nonaffiliated third parties (other than as permitted by law) unless you authorize us to make that disclosure. Your authorization must be in writing or, if you agree, in electronic form. If you wish to authorize us to disclose your nonpublic personal financial information to nonaffiliated third parties, you may opt in to such sharing by sending an email to customerservice@lendingpoint.com.
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